
I had three good college choices:
- Arizona State University
- Southern Methodist University
- University of Texas at Dallas
Several other colleges accepted me (I applied to a lot of “safety schools”), but they did not pique my interest in the months before decision time. Usually they were simply too expensive, were academically less competitive than the above schools, or did not invite me to join their honors programs (which are extremely important to me).
As a prospective first-time college student, I spent hundreds of hours researching, visiting, applying to, and communicating with various universities. I also prepared for college in other ways. I took the ACT once and the SAT twice, waiting to earn a score I was content with. I enrolled in numerous Advanced Placement (AP) and International Baccalaureate (IB) starting sophomore year in an attempt to earn a lot of college credit, learn the necessary study skills needed to be successful in college, and impress college admissions. I also participated in marching band throughout high school, as well as several other extracurricular activities and clubs. Summers were dedicated to extensive volunteerism.
The months leading up to my decision presented several questions. How much more money should be spent on a better education? What is the value of a college’s reputation? Should having close friends going to the same school influence my decision? How much debt would I feel comfortable taking on?
Arizona State University (ASU) was the first college I visited, and my impression of it was extremely positive. Admittedly, two of my uncles attended school there, and all four of my grandparents hoped to see me choose a college close to their homes. My family was attached to the school, and the school’s competitive honors and business programs attracted me further. As the only out-of-state school of the three, it offered the best opportunity to get away from my home in Texas and explore new things. It was the first school I applied to (in the early month of September), and I was accepted into both the general honors and the business honors programs. My main concern was ASU’s cost of attendance: an estimated $32,000 would be needed without financial aid or scholarships.
I visited Southern Methodist University (SMU) during the summer before my senior year. It had the nicest campus by far, and I was thoroughly impressed with its array of luxurious services. It was the only private university of the three, and with that status came an enormous price tag of $53,000 per year to attend. It also had the highest ranked business school, and arguably reputation and prestige exceeding the other two schools combined. As much as I wanted to go, I knew the chances of affording the school would be slim. SMU admitted me into their exclusive BBA Scholars program (allowing me to start my business curriculum early than most students), but I was not accepted in their University Honors Program. This fact was slightly depressing, but I knew I could always work hard and join second semester.
I visited University of Texas at Dallas (UTD) during the same weekend I visited SMU (they are about 20 minutes away from each other). UTD has the best living facilities of any college I’ve visited, and I was impressed that their student body has the highest SAT scores of any Texas public university. My biggest concern was that seemingly nobody had heard of UTD outside of Texas – it is an up and coming school with practically no national reputation. Like SMU, I was admitted into their business honors program but not their general honors program. I applied because I knew they were generous with scholarship money, as many students from my high school had received generous offers in previous years. While their undergraduate business program was not as highly ranked as SMU and ASU, I felt there would still be a high level of academic competition and that the school had a bright future.
Fast forward to the beginning of last week. UTD offered me a scholarship including full tuition and fees and a housing stipend, making it the most affordable university of the three. In fact, it was so cheap that I doubted if I should incur a penny of debt through four years of attendance, as my parents could pay the remaining costs. ASU offered me a scholarship for a significant amount of money per year, but it would still cost about double UTD. SMU was simply out of the picture: although several merit scholarships had trickled in, the cost was several thousand per year greater than ASU, and there was no way to afford the school without incurring massive debt, even with them offering need-based “tuition-equalization” grants. My decision seemed inevitable: I would be attending UTD. I was comfortable with this decision (no debt is very appealing), and several of my friends were going, including one of my closest. Still, I hesitated to commit to UTD as I saw greater opportunities at ASU (where another close friend is going) and SMU. At this time my mother told me she was going to a class on how to afford college, and she told me not to commit to a school. I would wait a few days.
Last week was intense. One day I came home from school and my mother looked super excited. She had spent the day calling the three colleges on my behalf to see if there was any way for their financial aid packages to be adjusted, following the advice she had received in her class. Sadly, ASU was not able to offer any assistance. They were already having budget issues, and their support belonged exclusively to in-state students. I determined that I would not go to ASU. On the other hand, SMU began adjusting my financial aid package. Two days later I had received another merit scholarship and increased need-based grants, bringing down the cost significantly! SMU could now be afforded provided I took a few loans and did work study. I was on the verge of selecting UTD, and yet here was SMU, a private university I never thought I could afford, doing everything possible to make attendance possible. It was by far the biggest surprise of my entire college selection process.
I scrambled to gather advice and do additional research on the two universities. I spoke to and messaged several family members, friends, and students committed to both schools. Opinions were varied, and so was advice. I found myself on the fence just two days before the deadline to make a decision, weighing the financial risks of attending SMU over UTD with the benefits of attending SMU over UTD (reputation, prestige, networking potential, and a significantly higher ranked business school). I concluded that the benefits of SMU were worth the increased cost over UTD, acknowledging that I would likely have to take on a reasonable amount of debt along the way.
My college decision is probably the most important choice I have made in my life so far. I chose Southern Methodist University!

Thank you so much Mom, for making this possible! I’m extremely impressed with you!